Insurance Plans

St. Joseph Medical Center participates in a wide range of health plans. We accept all private pay patients and the insurance plans listed below. Before scheduling an appointment or seeking treatment, please contact your insurance provider to ensure full coverage.

St. Joseph's Access Department will verify your insurance coverage and obtain authorization from your insurance carrier, when necessary. Please note that your insurance company may not pay for all of your services if your benefit plan requires out of pocket expenses to be paid (such as, deductibles, co-payments, and co-insurance) or if you are required to seek services (such as lab, radiology, etc.) at specific locations/companies (such as Lab Corp, Advanced Radiology, Quest Diagnostics, etc.). Deductibles and co-payments will be collected at the time of visit.

If you have any questions regarding St. Joseph's participation in your health plan, please contact the Managed Care Department at 410.337.1554 or 410.337.1494.

Professional Fees

Professional Fees (physician or mid-level provider fees) are separate from the hospital fees. You may receive bills from multiple physicians for their services including but not limited to: your private physician, anesthesiologist, pathologist, radiologist, cardiologist, emergency room physician, and other specialists who participated in your care. If you have questions regarding the bill for their services, please contact the individual provider.

St. Joseph Medical Center Participates with the following Managed Care Plans:

HMO/POS

Aetna Health Plans

CareFirst BCBS BlueChoice

Cigna

Coventry Health Plan of Delaware

United Healthcare/ MDIPA / Optimum Choice

Note: MDIPA and Optimum Choice - Joint replacement procedures (Orthopaedics): can not utilize St. Joseph.

Medicaid HMO

Americhoice (United Healthcare)

Amerigroup

Coventry Health Plan of Delaware (Diamond Plan)

JAI Medical Group

Priority Partners

Maryland Physicians Care

Medicare HMO

Aetna

Amerivantage

Bravo Health

Care Improvement Plus

Erickson

EverCare

Secure Horizons

Commercial (indemnity), PPO/PPN/Third Party Administrators (TPAs)

Aetna

CareFirst Blue Cross Blue Shield of Maryland

Cigna

Employer Health Plan (through Johns Hopkins Healthcare)

Humana

MultiPlan

NCAS

OneNet

Viant (Beechstreet)

Behavioral Health

American Psych Systems (APS)

Magellan

United Behavioral Health

Value Options

Other Government Programs

MD Health Insurance Plan (MHIP)

Tricare Standard

Uniformed Services Family Health Plan (USFHP) - through Johns Hopkins Healthcare

St. Joseph does not participate with:

MedStar Family Choice (Medicaid)

Kaiser

Tricare

Please contact the Managed Care Department at 410-337-1554 or 410-337-1494 if you have any questions.