Insurance Plans

Patients - Insurance Plans

University of Maryland St. Joseph Medical Center participates in a wide range of health plans. We accept all private pay patients and the insurance plans listed below. Before scheduling an appointment or seeking treatment, please contact your insurance provider to ensure full coverage.

UM St. Joseph's Access Department will verify your insurance coverage and obtain authorization from your insurance carrier, when necessary. Please note that your insurance company may not pay for all of your services if your benefit plan requires out of pocket expenses to be paid (such as, deductibles, co-payments, and co-insurance) or if you are required to seek services (such as lab, radiology, etc.) at specific locations/companies (such as Lab Corp, Advanced Radiology, Quest Diagnostics, etc.). Deductibles and co-payments will be collected at the time of visit.

If you have any questions regarding UM St. Joseph's participation in your health plan, please contact the Managed Care Department at 410-337-1554.

Professional Fees

Professional Fees (physician or mid-level provider fees) are separate from the hospital fees. You may receive bills from multiple physicians for their services including but not limited to: your private physician, anesthesiologist, pathologist, radiologist, cardiologist, emergency room physician, and other specialists who participated in your care. If you have questions regarding the bill for their services, please contact the individual provider.

University of Maryland St. Joseph Medical Center Participates with the following Managed Care Plans:


Aetna Health Plans

CareFirst BCBS BlueChoice


Coventry Health Plan of Delaware

United Healthcare/ MDIPA / Optimum Choice

Medicaid HMO


JAI Medical Group

Priority Partners

Maryland Physicians Care

Riverside Health Plan

United Healthcare Community Plan

Medicare HMO


Cigna HealthSpring



Secure Horizons

University of Maryland Health Advantage

Commercial (indemnity), PPO/PPN/Third Party Administrators (TPAs)


CareFirst Blue Cross Blue Shield of Maryland

Carefirst Federal Employee Program


Employer Health Plan (through Johns Hopkins Healthcare)


First Health




Viant (Beechstreet)

Behavioral Health

American Psych Systems (APS)


United Behavioral Health

Value Options

Other Government Programs

Maryland Medicaid


Tricare Standard

Uniformed Services Family Health Plan (USFHP) - through Johns Hopkins Healthcare

St. Joseph does not participate with:

MedStar Family Choice (Medicaid)

MedStar Medicare Choice

Johns Hopkins Advantage MD


Tricare Prime

Please contact the Managed Care Department at 410-337-1554 if you have any questions.

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